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Term Sheet

Also known as: Terms Sheet

What is Term Sheet?

A Term Sheet is a structured summary of the proposed commercial and legal terms of a partnership, used as the working document during negotiation. It lays out the payout structure, tiers, exclusivity, term length and termination conditions in a scannable format.

Key takeaways
  • A Term Sheet is the structured, scannable document you negotiate a custom deal on
  • It lays out payout tiers, exclusivity, term length and termination in one place
  • This is where master IBs win a higher tier or a longer revenue tail
  • Usually non-binding except confidentiality and exclusivity clauses
  • Negotiate clawback windows and sub-partner overrides here, before signing

How it works

A Term Sheet is the working document of a negotiated partnership. Unlike a quick deal memo, it is organised into clear sections: the payout structure and tiers, any override for sub-partners, exclusivity, the term length, and termination and post-termination conditions. Its scannable format lets both sides mark up and counter each clause.

For a master IB negotiating a custom regional deal, the real value is captured here. Winning 60% revenue share instead of 55%, adding a lifetime-revenue tail, or softening a clawback window is far easier on the term sheet than after the MSA is executed. Most clauses stay non-binding until the contract is signed, but confidentiality and exclusivity provisions are often explicitly marked binding so negotiations can proceed safely.

  1. Receive the opening offer

    The broker sends a term sheet with proposed tiers, exclusivity and term.

  2. Review clause by clause

    Assess payout, override, termination and post-termination revenue, not just the headline rate.

  3. Counter the key levers

    Push on tier, clawback window, sub-IB override and exclusivity carve-outs.

  4. Iterate to agreement

    Exchange revised versions until both sides accept the terms.

  5. Convert to the MSA

    The agreed term sheet becomes the blueprint for the binding contract.

Why it matters for partnership: For master IBs and larger partners negotiating custom deals, the Term Sheet is where the real bargaining happens. Getting a higher tier, a longer lifetime-revenue tail or softer clawback terms is won or lost here, before either side commits to the final contract.

Real World Example

A master IB negotiating a regional deal receives a Term Sheet offering 55% revenue share plus a sub-IB override. They counter for 60% and a 12-month exclusivity carve-out; the revised Term Sheet becomes the blueprint for the MSA.

Term Sheet vs Deal Memo vs MSA
Document Stage Binding
Deal Memo Right after the handshake Usually no
Term Sheet During negotiation Mostly no; some clauses yes
MSA Final relationship contract Yes

Pro Tip

Negotiate the clawback window and the sub-partner override on the Term Sheet, not after signing. These are far harder to change once they are in the executed contract.

Common Pitfalls

Focusing only on the headline commission rate and ignoring termination, exclusivity and post-termination revenue clauses, which decide the deal's real long-term value.

FAQ

Is a Term Sheet binding?

Usually it is non-binding except for specific clauses like confidentiality and exclusivity, which are often marked as binding.

Sources & further reading