Revenika.

XTB vs OANDA: Which Forex Affiliate & IB Program is Better?

Scale your partner business with precision. A data-backed breakdown of XTB and OANDA, analyzing commission structures, regulatory safeguards, and the trading conditions that keep your clients active for the long term.

Compare Variables
XTB
Trustpilot 3.7 2,790 reviews
OANDA
Trustpilot 3.6 1,227 reviews
Partnership analysis
Key Advantages
  • Extensive Asset OfferingPartners can promote over 11,300 tradable instruments, including CFDs on forex, indices, commodities, stocks, ETFs, and cryptocurrencies.
  • Strong Regulatory ProfileXTB is regulated by multiple top-tier authorities such as the FCA, CySEC, and KNF, enhancing brand trust and conversion potential.
  • Dedicated Partner SupportThe partnership program provides a dedicated Partnership Manager and localized marketing tools, including personalized educational materials.
  • Strong Regulatory FrameworkOANDA is regulated by multiple top-tier authorities, including the FCA, NFA, CIRO, and MAS, providing a highly trusted environment for client referrals.
  • Competitive CPA PayoutsThe affiliate program offers up to $600 per qualified client referral, providing substantial earning potential for digital marketers and publishers.
  • Extensive Asset SelectionPartners can market over 4,000 tradable instruments, including Forex, indices, commodities, and ETFs, appealing to a broad demographic of traders.
Considerations
  • Proprietary Platform FocusWhile MT4 is mentioned, XTB heavily promotes its proprietary xStation platform, which may require additional education for clients accustomed to standard platforms.
  • Variable SpreadsThe broker operates with variable spreads, which can widen significantly during periods of low liquidity or high market volatility.
  • Inactivity FeesClients are subject to a monthly inactivity fee of 10 EUR/GBP if no trades are executed within 365 days and no deposits are made within 90 days.
  • Strict Marketing CompliancePartners must adhere to rigorous marketing guidelines, including mandatory risk warnings and prohibitions on specific promotional terminology.
  • Opaque Rebate TiersWhile the IB program offers volume-based rebates, the exact tier structures and per-lot commission rates are not publicly disclosed.
  • High Payout ThresholdCommissions are only disbursed once a minimum threshold of $250 is reached, which may delay initial payouts for smaller affiliates.
Entity & registration
Registered entity
United Kingdom
United States
Headquarters
Poland
United Kingdom
Offshore entity
Belize
Not Disclosed
Regulatory licences
Regulatory Status Highly Regulated Highly Regulated
Regulatory licences FCACYSECDFSAFSCAKNFFSC BELIZE FCACFTC NFACIROMASKNF
Key affiliate snapshot
Payout Frequency Monthly Monthly
Tracking Method Promo code Cookie
Withdrawal Methods Wire transferSkrillNeteller Wire transfer
Sub-IB Tiers Not Disclosed Not Disclosed
Last verified Aug 2, 2026 Aug 2, 2026
Commission Structure
Volume RevShare Not Disclosed Not Disclosed
CPA Model Not Disclosed Up to $600
Hybrid Model Not Disclosed Not Disclosed
Tracking & Integrations
Attribution model Not Disclosed Not Disclosed
Cross-device tracking Not Disclosed Not Disclosed
Affiliate cookie duration Not Disclosed Not Disclosed
Tech Stack Readiness Not Disclosed Not Disclosed
Marketing & Creatives
Landing pages Not Disclosed Not Disclosed
Banners Not Disclosed Available
Educational materials Available Not Disclosed
Promo codes Not Disclosed Not Disclosed
Widgets Not Disclosed Not Disclosed
IB Support
Dedicated account manager Available Available
Sub-IB tracking tools Not Disclosed Not Disclosed
Custom partner conditions Not Disclosed Not Disclosed
Client Trading Conditions
Trading Platforms MT4 MT5TradingView
Tradable markets & scope BondsCommoditiesCrypto CfdsEtfForexIndicesStocks≈ 11300 instruments BondsCommoditiesCrypto CfdsEtfForexIndicesStocks≈ 4000 instruments
Min Deposit (FTD) $0 Not Disclosed
Max Leverage 1:500 Not Disclosed
Execution model Not Disclosed Not Disclosed
Avg EURUSD Spread Not Disclosed 1 pips
Spread type Variable Mixed
ECN commission (per lot) Not Disclosed Not Disclosed
Bonus campaigns Not Disclosed Available
Swap-Free / Islamic Accounts Available Not Disclosed
Crypto deposits (traders) Not Disclosed Not Disclosed
Reduced-KYC onboarding Not Disclosed Not Disclosed
Investment Programs
PAMM / MAM System Not Disclosed Not Disclosed
Compliance & Geo
Restricted Countries Not Disclosed Not Disclosed
US Clients Acceptance Not Disclosed Not accepted