Also known as:Partner Wallet, IB Wallet, Rebate Account, Partner Balance
What is Commission Account?
A Commission Account is a dedicated wallet inside a broker's partner portal where an IB's rebates and an affiliate's CPA payouts accumulate, kept separate from any personal trading capital. It is the ledger that holds business earnings, not trading funds.
Each time a referred client trades or funds their account, the qualifying commission posts to this wallet — often in near real time on CRMs like those used by IC Markets or Vantage. From there the partner can withdraw to a bank account or e-wallet, transfer to a personal trading account, or, where the broker permits, move funds to clients or Sub-IBs. Keeping earnings in a distinct balance is what makes clean business accounting possible.
Key takeaways
It is a business wallet, not a trading account — earnings stay segregated from margin.
Commission posts here from client trades and qualifying deposits.
You can withdraw, transfer to trading, or pay Sub-IBs from it.
Withdrawals may carry minimums and processing windows — check them.
The balance is only at market risk if you deliberately trade it.
The segregation is practical, not just cosmetic. Because commission sits apart from margin, a partner can report revenue cleanly, reconcile against portal statements, and avoid the accounting mess of mixing rebate income with trading equity. A Master IB paying out Sub-IBs typically funds those payments from this same wallet.
Mechanically it behaves like a holding account: money flows in from client activity and out via withdrawal or internal transfer. It usually does not itself place trades — the risk arises only if a partner deliberately transfers the balance into a trading account and then trades it.
How it works
When a referred client generates a commissionable event — a closed trade producing a rebate, or a qualifying first-time deposit triggering CPA — the broker's back office calculates the amount and credits it to the partner's commission account. Depending on the platform this happens in real time, daily, or at a scheduled settlement.
The partner then chooses what to do with the accrued balance. Typical options are: withdraw to an external method (bank wire, Skrill, Neteller, crypto), transfer internally to a personal trading account to trade the earnings, or, for Master IBs, distribute a portion to Sub-IBs through the portal's internal transfer feature. Each broker sets minimum withdrawal amounts and processing windows.
Because the account is a wallet rather than a live trading account, the balance sits idle and non-margined until moved. That is deliberate: it protects earned income from market exposure. The commonly cited danger of 'trading away your commission' only materialises if the partner actively transfers the balance to a trading account and opens positions with it.
1
Commission accrues
A referred client's trade or deposit generates a rebate or CPA that the back office credits to your commission account.
2
Balance accumulates separately
Earnings pool in the wallet, isolated from any personal trading equity, so business revenue stays clearly identifiable.
3
Choose an action
Withdraw externally, transfer internally to a trading account, or distribute to Sub-IBs where the broker allows it.
4
Meet withdrawal conditions
Satisfy any minimum amount, verification, or processing window the broker requires before funds are released.
5
Reconcile against statements
Match the wallet's inflows to your portal commission report each period to catch any discrepancy.
Why it matters for partnership: It gives partners clean, auditable business accounting: segregating rebate and CPA income from trading equity makes revenue easy to track, withdraw, and pay downstream to Sub-IBs without commingling funds.
Real World Example
A Master IB on IC Markets accrues $12,400 in rebates to the commission account over a month. Using the portal's internal transfer feature, they pay $3,000 to three Sub-IBs, withdraw $8,000 to Skrill against a $50 minimum, and leave $1,400 to move to a personal trading account. Because the earnings sat in a separate wallet, reconciling the split against the commission report took minutes.
Commission account vs trading account
Aspect
Commission account
Trading account
Holds
Earned rebates and CPA
Trading capital and open P&L
Market risk
None until funds are moved to trade
Fully exposed to market movement
Primary use
Collect, withdraw, pay downstream
Open and manage positions
Who owns activity
Partner business income
Trader margin and equity
Pro Tip
Withdraw or reinvest earnings on a fixed schedule rather than letting large balances sit idle in the portal, and reconcile the wallet against your commission report every cycle.
Common Pitfalls
Transferring your commission balance into a trading account and then trading it — turning secured business income back into at-risk capital that a bad session can erase.
FAQ
Can I trade with the money in my commission account?
Not directly from the wallet in most setups. You would first transfer it to a personal trading account, at which point it becomes trading capital exposed to market risk.
How do I withdraw my commission?
Request a withdrawal from the wallet to a supported method such as bank wire, Skrill, Neteller, or crypto, subject to the broker's minimum amount and processing window.
Is a commission account the same as a partner wallet?
Yes. Partner wallet, IB wallet, and rebate account are common names for the same segregated balance that holds partnership earnings.
Can I pay my Sub-IBs from it?
Often yes. Many Master IB portals include an internal transfer feature that lets you distribute part of your commission balance to Sub-IBs or clients where the broker permits it.
Are there minimum withdrawal amounts?
Usually. Brokers set a minimum withdrawal and sometimes a fee or verification step, so check your portal's payout terms before requesting.
Does the balance earn interest or get invested automatically?
Generally no. It sits idle as a holding balance until you withdraw or transfer it, which is why partners cash out on a regular schedule.
A breakdown of how override commissions work for Master IBs, how to evaluate a broker's override rate, and the mistakes that quietly erode second-tier income.
A step-by-step framework for calculating how much rebate you can pay traders per lot while keeping a sustainable margin, with a worked three-tier example.
How to build a professional, productive relationship with your broker's affiliate manager, and why that relationship shapes your tier, response times, and access to custom deals.
A step-by-step playbook for IBs facing a non-paying broker: how to confirm the problem, build evidence, escalate internally and externally, and decide when to exit.
